[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"footer-data":3,"page-aml-kyc-politika-omara-sro":104},{"leftColumn":4,"footer4Column":50,"footerData":78},{"id":5,"name":6,"type":7,"translations":10,"block_type_content":37,"currentTranslation":38,"mixedTranslation":44},16,"footer-left-column",{"name":8,"identifier":9},"Rich Text Module","rich-text-module",[11,27],{"id":12,"language_id":13,"title":14,"subtitle":14,"content":15},10,1,"",{"color":16,"title":14,"content":25,"image_position":26,"background_type":13},{"hex":17,"hue":18,"hexa":19,"hsla":20,"hsva":22,"rgba":23,"alpha":13},"#FF0000",0,"#FF0000FF",{"a":13,"h":18,"l":21,"s":13},0.5,{"a":13,"h":18,"s":13,"v":13},{"a":13,"b":18,"g":18,"r":24},255,"\u003Cdiv>\u003Cimg alt=\"omara logo\" src=\"https://static.omara.sk/upload/9cff64ee-b0cc-4ef7-b3b6-515f3986a4f1.png\" style=\"margin-bottom: 50px;\" width=\"165px\" />\u003C/div>\n\n\u003Cul class=\"footer__address\">\n\t\u003Cli>\u003Ca href=\"/sposoby-platby-financovanie\">Spôsob Platby\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/doprava\">Doprava\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/vratenie-tovaru\">Vrátenie Tovaru\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/darcekove-kupony\">Darčekové kupóny\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/nase-zasady-a-podmienky\">Naše Zásady a Podmienky\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/zasady-ochrany-osobnych-udajov\">Zásady Ochrany Osobných Údajov\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/aml-kyc-politika-omara-sro\">Politika AML a KYC \u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/cookie-policy\">Používanie Súborov Cookie\u003C/a>\u003C/li>\n\u003C/ul>","center",{"id":28,"language_id":29,"title":30,"subtitle":14,"content":31},117,2,null,{"color":32,"title":14,"content":36,"image_position":26,"background_type":13},{"hex":17,"hue":18,"hexa":19,"hsla":33,"hsva":34,"rgba":35,"alpha":13},{"a":13,"h":18,"l":21,"s":13},{"a":13,"h":18,"s":13,"v":13},{"a":13,"b":18,"g":18,"r":24},"\u003Cp>\u003Cimg alt=\"omara logo\" src=\"https://static.omara.sk/upload/9cff64ee-b0cc-4ef7-b3b6-515f3986a4f1.png\" style=\"margin-bottom: 34px;\" width=\"165px\" />\u003C/p>\n\n\u003Cul class=\"footer__address\">\n\t\u003Cli>\u003Ca href=\"/en/sposoby-platby-financovanie\">Payment Method\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/en/doprava\">Shipping\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/en/vratenie-tovaru\">Return of Goods\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/en/darcekove-kupony\">Gift Vouchers\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/en/nase-zasady-a-podmienky\">Our Terms and Conditions\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/en/zasady-ochrany-osobnych-udajov\">Privacy Policy\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/en/aml-kyc-politika-omara-sro\">AML & KYC Policy\u003C/a>\u003C/li>\n\t\u003Cli>\u003Ca href=\"https://omara.sk/en/cookie-policy\">Cookie Policy\u003C/a>\u003C/li>\n\u003C/ul>",[],{"id":28,"language_id":29,"title":30,"subtitle":14,"content":39},{"color":40,"title":14,"content":36,"image_position":26,"background_type":13},{"hex":17,"hue":18,"hexa":19,"hsla":41,"hsva":42,"rgba":43,"alpha":13},{"a":13,"h":18,"l":21,"s":13},{"a":13,"h":18,"s":13,"v":13},{"a":13,"b":18,"g":18,"r":24},{"id":28,"language_id":29,"title":14,"subtitle":14,"content":45},{"color":46,"title":14,"content":36,"image_position":26,"background_type":13},{"hex":17,"hue":18,"hexa":19,"hsla":47,"hsva":48,"rgba":49,"alpha":13},{"a":13,"h":18,"l":21,"s":13},{"a":13,"h":18,"s":13,"v":13},{"a":13,"b":18,"g":18,"r":24},{"id":51,"name":52,"type":53,"translations":54,"block_type_content":69,"currentTranslation":70,"mixedTranslation":74},147,"footer-4-column",{"name":8,"identifier":9},[55,62],{"id":56,"language_id":29,"title":30,"subtitle":14,"content":57},114,{"file":58,"color":19,"title":59,"content":60,"fileMobile":61,"height_mobile":14,"height_desktop":14,"image_position":26,"background_type":13},{"id":30,"url":30},"Contact info","\u003Cul style=\"list-style: none; padding: 0px; margin-bottom: 48px\">\n\t\u003Cli>\n\t\u003Cdiv style=\"display:flex; align-items: start;  text-align: left; padding-bottom: 18px;  gap: 24px\">\u003Cimg alt=\"Mobil\" aria-label=\"Phone\" height=\"24\" src=\"https://static.omara.sk/upload/9d1441fd-6221-41e2-8538-8ae52ebf67bf.svg\" width=\"24\" />\n\t\u003Cp>Phone: \u003Ca href=\"tel:+421 233 329 998\">+421 233 329 998\u003C/a>\u003C/p>\n\t\u003C/div>\n\t\u003C/li>\n\t\u003Cli>\n\t\u003Cdiv style=\"display:flex; align-items: start;  text-align: left; padding-bottom: 18px;  gap: 24px\">\u003Cimg alt=\"e-mail\" aria-label=\"E-mail\" height=\"24\" src=\"https://static.omara.sk/upload/9d14420a-14d6-4023-bcb7-24234266e4b7.svg\" style=\"margin-top: -3px\" width=\"24\" />\n\t\u003Cp>E-mail: \u003Ca href=\"mailto:info@omara.sk\">info@omara.sk\u003C/a>\u003C/p>\n\t\u003C/div>\n\t\u003C/li>\n\t\u003Cli>\n\t\u003Cdiv style=\"display:flex; align-items: start;  text-align: left; padding-bottom: 18px;  gap: 24px\">\u003Cimg alt=\"kalendar\" height=\"24\" src=\"https://static.omara.sk/upload/9d144217-de69-419e-ad43-5ae6dcb7ac4a.svg\" style=\"margin-top: -8px\" width=\"24\" />\n\t\u003Cp>\u003Ca aria-label=\"Online Consultation\" href=\"https://omara.sk/virtualna-konzultacia\">Online Consultation\u003C/a>\u003C/p>\n\t\u003C/div>\n\t\u003C/li>\n\t\u003Cli>\n\t\u003Cdiv style=\"display:flex; align-items: start;  text-align: left; padding-bottom: 18px;  gap: 24px\">\u003Cimg alt=\"location\" aria-label=\"OMARA Jewelry\" height=\"24\" src=\"https://static.omara.sk/upload/9d144224-3b22-404b-b5fe-ae5945d2afd5.svg\" style=\"display:block; float:left\" width=\"24\" />\n\t\u003Cp>OMARA s.r.o. Obchodná, 559/37, 81106 Bratislava \u003C/p>\n\t\u003C/div>\n\n\t\u003Cp>Our Social Media\u003C/p>\n\n\t\u003Cul class=\"footer__socials\" style=\"font-size: 18px; font-weight: 400; text-align: left; padding-top: 0\">\n\t\t\u003Cli>\u003Ca aria-label=\"facebook link\" href=\"https://www.facebook.com/profile.php?id=100086684108742\" rel=\"noopener\" style=\"border: none; border-radius: none\" target=\"_blank\">\u003Cimg alt=\"facebook\" height=\"24\" src=\"https://static.omara.sk/upload/9d144232-a6a4-4b07-9b23-b38c2464438e.svg\" width=\"24\" />\u003C/a>\u003C/li>\n\t\t\u003Cli>\u003Ca aria-label=\"instagram link\" href=\"https://www.instagram.com/omara_jewelry?igsh=a3NjM29iNDgzY25k\" rel=\"noopener\" style=\"border: none; border-radius: none\" target=\"_blank\">\u003Cimg alt=\"instagram\" height=\"24\" src=\"https://static.omara.sk/upload/9d14423e-0129-4e8d-b7bc-29722c42f73d.svg\" width=\"24\" />\u003C/a>\u003C/li>\n\t\u003C/ul>\n\t\u003C/li>\n\u003C/ul>",{"id":30,"url":30},{"id":63,"language_id":13,"title":30,"subtitle":14,"content":64},112,{"file":65,"color":19,"title":66,"content":67,"fileMobile":68,"height_mobile":14,"height_desktop":14,"image_position":26,"background_type":13},{"id":30,"url":30},"Kontaktné Informácie","\u003Cul style=\"list-style: none; padding: 0px; margin-bottom: 48px\">\n\t\u003Cli>\n\t\u003Cdiv style=\"display:flex; align-items: start;  text-align: left; padding-bottom: 18px;  gap: 24px\">\u003Cimg alt=\"Mobil\" aria-label=\"Telefónne Číslo\" height=\"24\" src=\"https://static.omara.sk/upload/9d1441a2-815c-4355-9a5a-35b6bf2f0b6f.svg\" width=\"24\" />\n\t\u003Cp>Telefónne Číslo: \u003Ca href=\"tel:+421 233 329 998\">+421 233 329 998\u003C/a>\u003C/p>\n\t\u003C/div>\n\t\u003C/li>\n\t\u003Cli>\n\t\u003Cdiv style=\"display:flex; align-items: start;  text-align: left; padding-bottom: 18px;  gap: 24px\">\u003Cimg alt=\"e-mail\" aria-label=\"E-mail\" height=\"24\" src=\"https://static.omara.sk/upload/9d1441b0-5c8e-40d5-adc1-2e2978706c51.svg\" style=\"margin-top: -3px\" width=\"24\" />\n\t\u003Cp>E-mail: \u003Ca href=\"mailto:info@omara.sk\">info@omara.sk\u003C/a>\u003C/p>\n\t\u003C/div>\n\t\u003C/li>\n\t\u003Cli>\n\t\u003Cdiv style=\"display:flex; align-items: start;  text-align: left; padding-bottom: 18px;  gap: 24px\">\u003Cimg alt=\"kalendar\" height=\"24\" src=\"https://static.omara.sk/upload/9d1441bf-7d1e-47b8-a46d-ea3cbd66d0b1.svg\" style=\"margin-top: -8px\" width=\"24\" />\n\t\u003Cp>\u003Ca aria-label=\"Online Konzultácia\" href=\"https://omara.sk/virtualna-konzultacia\">Online Konzultácia\u003C/a>\u003C/p>\n\t\u003C/div>\n\t\u003C/li>\n\t\u003Cli>\n\t\u003Cdiv style=\"display:flex; align-items: start;  text-align: left; padding-bottom: 18px;  gap: 24px\">\u003Cimg alt=\"location\" aria-label=\"OMARA Jewelry\" height=\"24\" src=\"https://static.omara.sk/upload/9d1441cd-9caf-417e-96aa-eb07ec6f9ff1.svg\" style=\"display:block; float:left\" width=\"24\" />\n\t\u003Cp>OMARA s.r.o. Obchodná, 559/37, 81106 Bratislava \u003C/p>\n\t\u003C/div>\n\n\t\u003Cp>Naše sociálne siete\u003C/p>\n\n\t\u003Cul class=\"footer__socials\" style=\"font-size: 18px; font-weight: 400; text-align: left; padding-top: 0\">\n\t\t\u003Cli>\u003Ca aria-label=\"facebook link\" href=\"https://www.facebook.com/profile.php?id=100086684108742\" rel=\"noopener\" style=\"border: none; border-radius: none\" target=\"_blank\">\u003Cimg alt=\"facebook\" height=\"24\" src=\"https://static.omara.sk/upload/9d1441db-d4b1-4f33-b4e5-874535f460e1.svg\" width=\"24\" />\u003C/a>\u003C/li>\n\t\t\u003Cli>\u003Ca aria-label=\"instagram link\" href=\"https://www.instagram.com/omara_jewelry?igsh=a3NjM29iNDgzY25k\" rel=\"noopener\" style=\"border: none; border-radius: none\" target=\"_blank\">\u003Cimg alt=\"instagram\" height=\"24\" src=\"https://static.omara.sk/upload/9d1441e8-6a68-44db-8d2b-83f3bd3cfa11.svg\" width=\"24\" />\u003C/a>\u003C/li>\n\t\u003C/ul>\n\t\u003C/li>\n\u003C/ul>",{"id":30,"url":30},[],{"id":56,"language_id":29,"title":30,"subtitle":14,"content":71},{"file":72,"color":19,"title":59,"content":60,"fileMobile":73,"height_mobile":14,"height_desktop":14,"image_position":26,"background_type":13},{"id":30,"url":30},{"id":30,"url":30},{"id":56,"language_id":29,"title":30,"subtitle":14,"content":75},{"file":76,"color":19,"title":59,"content":60,"fileMobile":77,"height_mobile":14,"height_desktop":14,"image_position":26,"background_type":13},{"id":30,"url":30},{"id":30,"url":30},{"id":79,"name":80,"type":81,"translations":82,"block_type_content":95,"currentTranslation":96,"mixedTranslation":100},140,"footer-data",{"name":8,"identifier":9},[83,89],{"id":84,"language_id":13,"title":30,"subtitle":14,"content":85},102,{"file":86,"color":19,"title":14,"content":87,"fileMobile":88,"height_mobile":14,"height_desktop":14,"image_position":26,"background_type":13},{"id":30,"url":30},"\u003Cdiv class=\"col-lg-4 copyright__first-column\">© 2026 E-Commerce \u003C/div>\n\n\u003Cdiv class=\"col-lg-4\">\u003Ca href=\"https://www.trustpilot.com/review/omara.sk?utm_medium=trustbox&utm_source=TrustBoxReviewCollector\" target=\"_blank\">\u003Cimg alt=\"\" src=\"https://stageapi.omara.sk/upload/a1ac9986-f254-4b90-a0b8-a4feea1c0ce3.png\" style=\"width: 55%; height: auto\" />\u003C/a>\u003C/div>\n\n\u003Cdiv class=\"col-lg-4 copyright__payment\" style=\"text-align: right;\">\u003Cpicture class=\"d-flex lazyLoad isLoaded\" data-v-4aa472c0=\"\"> \u003Cimg alt=\"MDN\" class=\"img cover\" data-v-4aa472c0=\"\" src=\"https://static.omara.sk/project_static/payments.webp\" />\u003C/picture>\u003C/div>",{"id":30,"url":30},{"id":90,"language_id":29,"title":30,"subtitle":14,"content":91},351,{"file":92,"color":19,"title":14,"content":93,"fileMobile":94,"height_mobile":14,"height_desktop":14,"image_position":26,"background_type":13},{"id":30,"url":30},"\u003Cdiv class=\"col-lg-4 copyright__first-column\">© 2026 E-Commerce\u003C/div>\n\n\u003Cdiv class=\"col-lg-4\">\u003Ca href=\"https://www.trustpilot.com/review/omara.sk?utm_medium=trustbox&utm_source=TrustBoxReviewCollector\" target=\"_blank\">\u003Cimg alt=\"\" src=\"https://stageapi.omara.sk/upload/a1ac9986-f254-4b90-a0b8-a4feea1c0ce3.png\" style=\"width: 55%; height: auto\" />\u003C/a>\u003C/div>\n\n\u003Cdiv class=\"col-lg-4 copyright__payment\" style=\"text-align: right;\">\u003Cpicture class=\"d-flex lazyLoad isLoaded\" data-v-4aa472c0=\"\"> \u003Cimg alt=\"MDN\" class=\"img cover\" data-v-4aa472c0=\"\" src=\"https://static.omara.sk/project_static/payments.webp\" />\u003C/picture>\u003C/div>",{"id":30,"url":30},[],{"id":90,"language_id":29,"title":30,"subtitle":14,"content":97},{"file":98,"color":19,"title":14,"content":93,"fileMobile":99,"height_mobile":14,"height_desktop":14,"image_position":26,"background_type":13},{"id":30,"url":30},{"id":30,"url":30},{"id":90,"language_id":29,"title":30,"subtitle":14,"content":101},{"file":102,"color":19,"title":14,"content":93,"fileMobile":103,"height_mobile":14,"height_desktop":14,"image_position":26,"background_type":13},{"id":30,"url":30},{"id":30,"url":30},{"id":105,"image_id":30,"images":30,"name":30,"slug":106,"status":13,"template_id":30,"view_type":18,"is_plp":107,"only_business":30,"medias":30,"modules":30,"blocks":30,"translations":108,"currentTranslation":120,"mixedTranslation":121},252,"aml-kyc-politika-omara-sro",false,[109,115],{"id":110,"language_id":29,"title":111,"subtitle":14,"short_description":14,"description":112,"meta_title":113,"meta_description":114,"meta_keywords":14},883,"AML & KYC Policy","\u003Ch1>Anti-Money Laundering (AML) and Know Your Customer (KYC) Policy for Omara s.r.o.\u003C/h1>\n\n\u003Cp>\u003Cstrong>Date Prepared:\u003C/strong> October 01, 2025\u003C/p>\n\n\u003Cp>This Policy applies to the \u003Cstrong>Omara s.r.o. \u003C/strong> (further on referred to as “Company”, “Omara”, “we”, “us”, or “our”) and its online e-commerce stores as well as any other media form, media channel, mobile website, or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”). We are registered in Bratislava, Slovakia, and have our registered office on Obchodna Street, Bratislava-Staré Mesto; Company ID:  55091831\u003C/p>\n\n\u003Cp>We are a EU-based online retailer specializing in customized jewelry products. Omara adheres to the EU's 6th Anti-Money Laundering Directive (6AMLD) and the new AML Package (effective from July 2024, with direct application phases through 2027), including 2025 updates such as the revised high-risk jurisdictions list (June 2025). These regulations expand scope for luxury goods dealers like us, emphasizing harmonized AML/CFT programs, enhanced transparency, and risk-based approaches for precious metals and stones (PMS) under the EU's Conflict Minerals Regulation (2017/821). Our policy mitigates ML/TF risks in e-commerce while ensuring ethical US-and the EU-sourced supply.\u003C/p>\n\n\u003Cp>We sell exclusively to the EU-based customers via card payments through Stripe (with capability for other EU/US payment gateways) and no cash accepted.\u003C/p>\n\n\u003Cp>This policy is reviewed annually, with records retained for 5–10 years per 6AMLD.\u003C/p>\n\n\u003Ch2>1. Customer Due Diligence and KYC\u003C/h2>\n\n\u003Cp>Omara applies a proportionate, risk-based CDD/KYC framework under the AML Package's luxury sector guidelines, using simplified due diligence (SDD) for most low-risk EU transactions and enhanced due diligence (EDD) for elevated risks. Measures integrate with payment gateways' verification, completed at checkout to comply with PSD2/6AMLD while minimizing disruption.\u003C/p>\n\n\u003Cul>\n\t\u003Cli>\u003Cstrong>Simplified Due Diligence (SDD) for Low-Risk Customers (orders under €5,000 from standard EU addresses): \u003C/strong>Verify basic data from checkout against payment gateway signals and screen against EU sanctions (e.g., Consolidated List, updated 2025 high-risk jurisdictions). No extra ID needed for routine domestic orders;\u003C/li>\n\t\u003Cli>\u003Cstrong>Enhanced Due Diligence (EDD) for Medium/High-Risk Customers (orders €5,000+, atypical patterns, or links to high-risk areas):\u003C/strong> Mandate ID request and address proof from the buyer. Leverage gateway biometrics if flagged, plus PEP/adverse media screening by Omara. Omara holds transactions pending 24-hour approval.\u003C/li>\n\u003C/ul>\n\n\u003Cp>Ongoing annual reviews for repeat customers align with 2025 AML Package transparency rules. As a small store, we focus on efficiency, documenting all for FIU audits.\u003C/p>\n\n\u003Ch2>2. Criteria for Rejecting Dealing with a Customer\u003C/h2>\n\n\u003Cp>Per 6AMLD and 2025 AML updates, Omara  rejects high-ML/TF risk customers to protect our operations, with decisions by the AML Officer (company owner) logged for traceability. Notifications cite \"compliance review,\" escalating suspicions to the national FIU. Criteria, informed by luxury goods risks, include:\u003C/p>\n\n\u003Cul>\n\t\u003Cli>Sanctions/Watchlist Hits\u003C/li>\n\t\u003Cli>Elevated Risk Signals from the Payment Gateways\u003C/li>\n\t\u003Cli>Behavioral Red Flags\u003C/li>\n\t\u003Cli>PEP/Adverse Ties\u003C/li>\n\t\u003Cli>Verification Failures\u003C/li>\n\u003C/ul>\n\n\u003Ch2>3. Tools for Monitoring Transactions and Reporting Suspicious Activity\u003C/h2>\n\n\u003Cp>Omara leverages embedded AML tools in our primary payment gateway (Stripe) for real-time monitoring, meeting 6AMLD/AML Package requirements without standalone systems—suitable for our low-volume sales. We accept cards only, reducing cash-related risks, and monitor for e-commerce indicators like velocity or geo-anomalies. Integration capability exists for the EU/US gateways  like Mollie for diversified compliance. SARs filed on suspicions only, no volume thresholds, with 2025 high-risk updates integrated via gateway feeds.\u003C/p>\n\n\u003Ch2>4. No Cash Payments\u003C/h2>\n\n\u003Cp>Omara does not accept the cash payments for the goods from the Customers. All payments are done solely via the EU/US based payment gateways like Stripe (currently) and Mollie (expected). \u003C/p>\n\n\u003Ch2>5. Due Diligence on Suppliers\u003C/h2>\n\n\u003Cp>\u003Cstrong>Omara has a single\u003C/strong> and exclusive US-based vendor for the customized jewelry and the EU-based vendor for the certified natural and lab-created diamonds. All diamonds are supplied with the GIA-certificates, deemed low-risk under EU AML Package luxury guidelines and US FinCEN PMS rules. Omara does not source the jewelry or components from the high-risk regions/goods. \u003C/p>\n\n\u003Cp>\u003Cspan style=\"color:#999999;text-decoration:none\">\u003Cstrong>Omara does a continuous oversight of its US and the EU vendors vs the public media sources and\u003C/strong> sanctions/public records.\u003C/span>\u003C/p>\n\n\u003Cp>\u003Cstrong>Policy Approved by Vladyslav Chubuk, Business Owner\u003C/strong>\u003C/p>","AML and KYC Policy","Learn about Omara s.r.o.’s AML and KYC Policy – our commitment to transparency, security, and prevention of money laundering.",{"id":116,"language_id":13,"title":111,"subtitle":14,"short_description":14,"description":117,"meta_title":118,"meta_description":119,"meta_keywords":14},882,"\u003Ch1>Politika boja proti praniu špinavých peňazí (AML) a poznaj svojho zákazníka (KYC) pre Omara s.r.o.\u003C/h1>\n\n\u003Cp>\u003Cstrong>Dátum vypracovania:\u003C/strong> 01. október 2025\u003C/p>\n\n\u003Cp>Táto politika sa vzťahuje na spoločnosť \u003Cstrong>Omara s.r.o. \u003C/strong> (ďalej len „Spoločnosť“, „Omara“, „my“, „nás“ alebo „náš“) a jej online elektronické obchody, ako aj akúkoľvek inú formu médií, mediálny kanál, mobilnú webovú stránku alebo mobilnú aplikáciu, ktorá s nimi súvisí, je na ne prepojená alebo s nimi inak spojená (spoločne „Stránka“). Sme registrovaní v Bratislave, Slovensko, a máme sídlo na Obchodnej ulici, Bratislava-Staré Mesto; IČO spoločnosti: 55091831\u003C/p>\n\n\u003Cp>Sme online maloobchodný predajca so sídlom v EÚ, ktorý sa špecializuje na zákazkové šperky. Spoločnosť Omara dodržiava 6. smernicu EÚ o boji proti praniu špinavých peňazí (6AMLD) a nový balík AML (účinný od júla 2024, s fázami priamej aplikácie do roku 2027), vrátane aktualizácií z roku 2025, ako je revidovaný zoznam jurisdikcií s vysokým rizikom (jún 2025). Tieto nariadenia rozširujú rozsah pôsobnosti pre predajcov luxusného tovaru, ako sme my, pričom zdôrazňujú harmonizované programy AML/CFT, zvýšenú transparentnosť a prístupy založené na posúdení rizika pre drahé kovy a kamene (PMS) podľa nariadenia EÚ o nerastných surovinách z konfliktných oblastí (2017/821). Naša politika zmierňuje riziká ML/TF v elektronickom obchode a zároveň zabezpečuje etické dodávky z USA a EÚ.\u003C/p>\n\n\u003Cp>Predávame výlučne zákazníkom so sídlom v EÚ prostredníctvom platobných kariet cez Stripe (s možnosťou pre iné platobné brány EÚ/USA) a neprijímame hotovosť.\u003C/p>\n\n\u003Cp>Táto politika sa prehodnocuje raz ročne, pričom záznamy sa uchovávajú 5 – 10 rokov podľa 6AMLD.\u003C/p>\n\n\u003Ch2>1. Hĺbková kontrola zákazníka a KYC\u003C/h2>\n\n\u003Cp>Spoločnosť Omara uplatňuje primeraný rámec CDD/KYC založený na posúdení rizika podľa usmernení pre luxusný sektor balíka AML, pričom využíva zjednodušenú hĺbkovú kontrolu (SDD) pre väčšinu transakcií s nízkym rizikom v EÚ a posilnenú hĺbkovú kontrolu (EDD) pre zvýšené riziká. Opatrenia sú integrované s overovaním platobných brán, ktoré sa dokončuje pri pokladni, aby sa dodržiavali PSD2/6AMLD a zároveň sa minimalizovalo narušenie.\u003C/p>\n\n\u003Cul>\n\t\u003Cli>\u003Cstrong>Zjednodušená hĺbková kontrola (SDD) pre zákazníkov s nízkym rizikom (objednávky do 5 000 EUR zo štandardných adries v EÚ): \u003C/strong>Overte základné údaje z pokladne podľa signálov platobnej brány a skontrolujte ich v zozname sankcií EÚ (napr. konsolidovaný zoznam, aktualizovaný zoznam jurisdikcií s vysokým rizikom z roku 2025). Pre bežné domáce objednávky nie je potrebný žiadny dodatočný preukaz totožnosti;\u003C/li>\n\t\u003Cli>\u003Cstrong>Posilnená hĺbková kontrola (EDD) pre zákazníkov so stredným/vysokým rizikom (objednávky od 5 000 EUR, atypické vzorce alebo prepojenia na oblasti s vysokým rizikom):\u003C/strong> Vyžaduje sa žiadosť o preukaz totožnosti a doklad o adrese od kupujúceho. Využite biometriu brány, ak je označená, plus PEP/nepriaznivé mediálne skríningy spoločnosťou Omara. Spoločnosť Omara pozastavuje transakcie do 24 hodín na schválenie.\u003C/li>\n\u003C/ul>\n\n\u003Cp>Priebežné ročné kontroly pre opakovaných zákazníkov sú v súlade s pravidlami transparentnosti balíka AML z roku 2025. Ako malý obchod sa zameriavame na efektívnosť a dokumentujeme všetko pre audity FIU.\u003C/p>\n\n\u003Ch2>2. Kritériá pre odmietnutie obchodovania so zákazníkom\u003C/h2>\n\n\u003Cp>Podľa 6AMLD a aktualizácií AML z roku 2025 spoločnosť Omara  odmieta zákazníkov s vysokým rizikom ML/TF, aby chránila svoje operácie, pričom rozhodnutia pracovníka AML (majiteľa spoločnosti) sa zaznamenávajú na účely sledovateľnosti. Oznámenia uvádzajú „kontrolu dodržiavania predpisov“ a eskalujú podozrenia na národnú finančnú spravodajskú jednotku. Kritériá, ktoré vychádzajú z rizík luxusného tovaru, zahŕňajú:\u003C/p>\n\n\u003Cul>\n\t\u003Cli>Zásahy sankcií/sledovacích zoznamov\u003C/li>\n\t\u003Cli>Signály zvýšeného rizika z platobných brán\u003C/li>\n\t\u003Cli>Behaviorálne varovné signály\u003C/li>\n\t\u003Cli>PEP/Nepriaznivé väzby\u003C/li>\n\t\u003Cli>Zlyhania overenia\u003C/li>\n\u003C/ul>\n\n\u003Ch2>3. Nástroje na monitorovanie transakcií a hlásenie podozrivých aktivít\u003C/h2>\n\n\u003Cp>Spoločnosť Omara využíva zabudované nástroje AML v našej primárnej platobnej bráne (Stripe) na monitorovanie v reálnom čase, čím spĺňa požiadavky 6AMLD/AML Package bez samostatných systémov – vhodné pre náš nízkoobjemový predaj. Akceptujeme iba karty, čím znižujeme riziká spojené s hotovosťou, a monitorujeme indikátory elektronického obchodu, ako je rýchlosť alebo geo-anomálie. Existuje možnosť integrácie pre brány EÚ/USA  ako Mollie pre diverzifikované dodržiavanie predpisov. SARs sa podávajú iba na základe podozrení, bez objemových limitov, pričom aktualizácie s vysokým rizikom z roku 2025 sú integrované prostredníctvom informačných kanálov brány.\u003C/p>\n\n\u003Ch2>4. Žiadne platby v hotovosti\u003C/h2>\n\n\u003Cp>Spoločnosť Omara neprijíma hotovostné platby za tovar od zákazníkov. Všetky platby sa uskutočňujú výlučne prostredníctvom platobných brán so sídlom v EÚ/USA, ako sú Stripe (v súčasnosti) a Mollie (očakáva sa). \u003C/p>\n\n\u003Ch2>5. Hĺbková kontrola dodávateľov\u003C/h2>\n\n\u003Cp>\u003Cstrong>Omara má jediného\u003C/strong> a exkluzívneho dodávateľa so sídlom v USA pre zákazkové šperky a dodávateľa so sídlom v EÚ pre certifikované prírodné a laboratórne vytvorené diamanty. Všetky diamanty sú dodávané s certifikátmi GIA, ktoré sa považujú za nízkorizikové podľa luxusných smerníc EÚ AML Package a pravidiel US FinCEN PMS. Spoločnosť Omara nenakupuje šperky ani komponenty z regiónov/tovarov s vysokým rizikom. \u003C/p>\n\n\u003Cp>\u003Cspan style=\"color:#999999;text-decoration:none\">\u003Cstrong>Omara neustále dohliada na svojich dodávateľov z USA a EÚ v porovnaní s verejnými mediálnymi zdrojmi a\u003C/strong> sankciami/verejnými záznamami.\u003C/span>\u003C/p>\n\n\u003Cp>\u003Cstrong>Politiku schválil Vladyslav Chubuk, vlastník firmy\u003C/strong>\u003C/p>","Politika AML a KYC","Zoznámte sa s politikou AML a KYC spoločnosti Omara s.r.o. – záväzok k transparentnosti, bezpečnosti a ochrane proti praniu špinavých peňazí.",{"id":110,"language_id":29,"title":111,"subtitle":14,"short_description":14,"description":112,"meta_title":113,"meta_description":114,"meta_keywords":14},{"id":110,"language_id":29,"title":111,"subtitle":14,"short_description":14,"description":112,"meta_title":113,"meta_description":114,"meta_keywords":14}]